Other Features

• Interest Rate: 3.25% p.a.
• New Base Rate: 2.60 %
• Loan Type: Flexi Loan
• Lock in Period: 5 years

Eligibility

• Loan Tenure: Up to 35 Years
• Margin of Finance: 90% + 5% for MRTA financing with AmLife Insurance
• Suitable for: Completed & under-construction properties, refinancing
• AmBank Housing Loan is open to all Malaysians and permanent residents as well as foreigners who have a work permit and the borrower must be of age at least 18 years old.

Documents

• Application Form
• Identity Card
• Copy of Sales and Purchase or Booking Receipt or Letter of Offer from the developer
• Copy of Individual Title Deed
• Property Valuation Report (for completed properties)
• Latest salary slip / voucher (3 consecutive months)
• Latest Commission Statement (6 consecutive months)
• Latest EPF Statement (3 consecutive months)
• Latest EA Form
• Latest Bank Statement (6 consecutive months)
• Employment and Remuneration Confirmation Letter