Other Features

• Profit Rate: 3.10% p.a.
• New Base Rate: 2.52 %
• Loan Type: Term Loan
• Lock in Period: None

Eligibility

• Loan Tenure: Up to 35 Years
• Margin of Finance: Up to 90%
• Suitable for: Completed & under-construction properties, refinancing
• All residents and non-residents that are aged between 18 and 70 can apply for a Bank Islam Home Financing, as long as they are not bankrupt and have no legal action against them.

Documents

• Application Form
• NRIC / Identity Card
• Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
• Copy of Individual Title Deed
• Property Valuation Report (for completed properties)
• Latest 3 consecutive months of salary slips / crediting account statements
• Latest 6 consecutive months of commission statement
• Latest EPF statements (with 3 consecutive months or more transaction history)
• Latest EA form
• Latest 6 months Bank Statement
• Letter of Confirmation of Employment and Remuneration