CIMB Islamic Flexi Home Financing-i

CIMB Islamic Flexi Home Financing-i

Key Features

  • Flexi Packages
  • Easy excess withdrawal
  • CIMB InstaApproval – 1-Minute approval (Only for participating banks and developers).

Other Features

  • Profit Rate: 3.30% p.a.
  • New Base Rate: 2.75 %
  • Loan Type: Flexi Loan
  • Lock in Period: 3 years

Eligibility

  • Loan Tenure Up to 35 Years
  • Margin of Finance: 90% + 5% for GMTT (Group Mortgage Term Takaful)
  • Suitable for: Completed & under-construction properties, refinancing
  • All Malaysians and permanent residents above 18 years of age can apply for a CIMB Islamic home loan.

Documents

  • Application Form
  • NRIC / Identity Card
  • Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
  • Copy of Individual Title Deed
  • Property Valuation Report (for completed properties)
  • Latest 3 consecutive months of salary slips / vouchers
  • Latest 6 consecutive months of commission statement
  • Latest EPF statements (with 3 consecutive months or more transaction history)
  • Latest EA form
  • Latest 6 months Bank Statement
  • Letter of Confirmation of Employment and Remuneration
X