HSBC Amanah HomeSmart-i

HSBC Amanah HomeSmart-i

Key Features

  • Flexible Home Loan package
  • Transactional flexibility of a Current Account

Other Features

  • Profit Rate: 2.80% p.a.
  • New Base Rate: 2.39 %
  • Loan Type: Flexi Loan
  • Lock in Period: None

Eligibility

  • Loan Tenure: Up to 35 Years
  • Margin of Finance: 90%
  • Suitable for: Completed homes, under-construction properties, refinancing
  • Borrowers must be aged 18 and above.

Documents

  • Application Form
  • NRIC / Identity Card
  • Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
  • Copy of Individual Title Deed
  • Property Valuation Report (for completed properties)
  • Latest 3 consecutive months of salary slips / vouchers
  • Latest 6 consecutive months of commission statement
  • Latest EPF statements (with 3 conasecutive months or more transaction history)
  • Latest EA form
  • Latest 6 months Bank Statement
  • Letter of Confirmation of Employment and Remuneration
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