Other Features

• Interest Rate: 3.45% p.a.
• New Base Rate: 2.58 %
• Loan Type: Flexi Loan
• Lock in Period: 3 years

Eligibility

• Loan Tenure: Up to 35 Years
• Margin of Finance: 90% + 5% MRTT
• Suitable for: Completed & under-construction properties, refinancing
• OCBC Home Loan is available for all Malaysians above 21 years of age. If you want to apply through the Skim Rumah Pertamaku (My First Home Scheme), you have to be below age 35.

Documents

• Application Form
• NRIC / Identity Card
• Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
• Copy of Individual Title Deed
• Property Valuation Report (for completed properties)
• Latest 3 consecutive months of salary slips / vouchers
• Latest 6 consecutive months of commission statement
• Latest EPF statements (with 3 consecutive months or more transaction history)
• Latest EA form
• Latest 6 months Bank Statement
• Letter of Confirmation of Employment and Remuneration