Standard Chartered MortgageOne Housing Loan

Standard Chartered MortgageOne Housing Loan

Key Features

  • Full Flexi Packages
  • No Lock-in-Period
  • Easy excess withdrawal

Other Features

  • Interest Rate: 3.50% p.a.
  • New Base Rate: 2.27 %
  • Loan Type: Flexi Loan
  • Lock in Period: None

Eligibility

  • Minimum Age: 21 Years
  • Loan Tenure: Up to 35 Years
  • Margin of Finance: 90%
  • Suitable for: Completed homes, under-construction properties, refinancing

Documents

  • Application form
  • Identification card
  • Copy of Sales and Purchase or Booking Receipt or Letter of Offer from the developer
  • Copy of Individual Title Deed
  • Property Valuation Report (for completed properties)
  • Latest salary slip / voucher (3 consecutive months)
  • Latest Commission Statement (6 consecutive months)
  • Latest EPF statement (3 consecutive months)
  • Latest EA form
  • Latest Bank Statement (6 consecutive months)
  • Letter of Confirmation of Employment and Remuneration
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