UOB Malaysia Intelligent Home Loan

UOB Malaysia Intelligent Home Loan

Key Features

  • Full-flexi Packages
  • Flexible Repayments – Daily to monthly frequency
  • Open Prepayments – Pay More To Save More

Other Features

  • Interest Rate: 3.36% p.a.
  • New Base Rate: 2.61 %
  • Loan Type: Flexi Loan
  • Lock in Period: 3 years

Eligibility

  • Minimum Age: 21 Years
  • Loan Tenure: Up to 35 Years
  • Margin of Finance: 90% + 5% for MRTA financing with insurance
  • Suitable for: Completed homes, under-construction properties, refinancing

Documents

  • Application Form
  • NRIC / Identity Card
  • Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
  • Copy of Individual Title Deed
  • Property Valuation Report (for completed properties)
  • Latest 3 consecutive months of salary slips / vouchers
  • Latest 6 consecutive months of commission statement
  • Latest EPF statements (with 3 consecutive months or more transaction history)
  • Latest EA form
  • Latest 6 months Bank Statement
  • Letter of Confirmation of Employment and Remuneration
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