Bank Islam Personal Financing-i (Non-Package)

Bank Islam Personal Financing-i (Non-Package)

Key Features

  • Approved loan amount of up to RM150,000.
  • Interest rate starting at 4.5% per annum.
  • Applicant covered by Takaful protection.

Other Features

  • Approval Duration: Up to 5 business days
  • Min. Financing Amount: RM 10,000
  • Max. Financing Amount: RM 150,000
  • Maximum Financing Tenure: 10 years
  • Debt Consolidation: No

Eligibility

  • Age Requirement: 18-60 years old
  • Min. Monthly Salary: RM 3,500
  • Linked Bank Account: Optional

Fees and Charges

  • Processing Fees: Free
  • Stamp Duty: As per Stamp Duty Act 1949 (Revised 1989)
  • Late Payment Charges: 1% on outstanding loan amount
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