HSBC Amanah Personal Financing-i

HSBC Amanah Personal Financing-i

Key Features

  • Shariah compliant personal financing with approved financing amount of up to RM250,000, payment tenure up to 7 years.
  • Profit rate as low as 4.88% p.a for Premier HSBC customers. Profit rate as low as 7.5% p.a for existing HSBC customers. Profit rate as low as 10.5% p.a for new HABC customers.
  • Instant cash disbursement upon approval with no stamp duty, no processing fee and no early settlement fee.

 

Other Features

  • Approval Duration: Up to 3 business days
  • Min. Financing Amount: RM 6,000
  • Max. Financing Amount: RM 250,000
  • Maximum Financing Tenure: 7 years
  • Debt Consolidation: Yes. Only for existing customers

Eligibility

  • Employment Eligibility: Salaried, self employed, commission earner
  • Age Requirement: 21-60 years old
  • Min. Monthly Salary: RM 3,000
  • Linked Bank Account: Yes
  • Nationality: Malaysian or have Malaysian PR status
  • NRIC: Front and Back
  • Salary Slip: 1 month (salaried) or 6 months (commission earner)
  • EPF Statement: 6 months
  • Appointment Letter: If less than 3 months employment

Fees and Charges

  • Processing Fees: Free
  • Stamp Duty: Free
  • Late Payment Charges: 1% p.a. on outstanding amount
  • Early Settlement Fee: No
X