Other Features

• Approval Duration: 1-2 Weeks
• Min. Financing Amount: RM 5,000
• Max. Financing Amount: RM 150,000
• Profit Rate: As low as 4.25%
• Min. Financing Tenure: 2 years
• Max. Financing Tenure: 10 years
• Debt Consolidation: No

Eligibility

• Employment Eligibility: Permanent Government employees, statutory bodies or selected GLCs (EXCEPT ARMY)
• Age Requirement: 21-58 years old
• Min. Monthly Salary: RM 1,500
• Financial Background: Debt holders with PTPTN are eligible to apply. Cannot have Special Attention (SA) in CCRIS report and bank loan arrears cannot exceed 2 months.
• NRIC: Copy of IC (front and back) [verified by employer]
• Payslip: Copy of latest 3 months payslips [verified by employer]
• Bank Statement: Copy of latest 3 months bank statement [if not AG customers]
• Confirmation Letter: Confirmation letter by employer
• Application Form: A full set of application forms & agreements
• Angkasa Form (Blue Form) or Letter of authorization: Angkasa Form (Blue Form) or Letter of authorisation to deduct salary

Fees and Charges