Hong Leong Essential Card

Hong Leong Essential Card

Key Features

Up to 1% CashBack

  • 0.4% cashback on insurance transactions
    Other retail transactions*
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
  • Total monthly cashback capped at RM300 

Promotion

Groceries
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
Petrol
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
Entertainment
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
Dining
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)

Other Features

Up to 1% CashBack

  • 0.4% cashback on insurance transactions
    Other retail transactions*
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
  • Total monthly cashback capped at RM300 

* Retail Transactions (both local and international) EXCLUDING all Government and JomPAY related transactions, Cash Advances, Quasi Cash (betting and gaming related transactions), Quick Cash, Flexi Payment Plan, Balance Transfers, Finance Charges and Late Charges

Balance Transfer

UOB BALANCE TRANSFER
  • -

Easy Payment Plan

UOB OVERSEAS EASI-PAYMENT PLAN
  • -

Eligibility

  • Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
  • Minimum annual income of RM24k
    OR a minimum fixed deposit pledged of RM2,000

Fees and Charges

  • Annual Fee Waiver For Life : A minimum of 12 retail transactions p.a. or RM8,000 retail spend p.a. entitles you to an automatic annual fee waiver.
  • Annual Fee For Principal Card : RM100 | Annual Fee For Supplementary Card :RM50
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