Promotion

Groceries

• 5% cashback on contactless transaction
• 1X VIP point for locally spend
• 2X VIP point for overseas spend

Petrol

• 5% cashback on contactless transaction
• 1X VIP point for locally spend
• 2X VIP point for overseas spend

Entertainment

• 5% cashback on contactless transaction
• 1X VIP point for locally spend
• 2X VIP point for overseas spend

Shopping

• 5% cashback on contactless transaction
• 1X VIP point for locally spend
• 2X VIP point for overseas spend

Dining

• 5% cashback on contactless transaction
• 1X VIP point for locally spend
• 2X VIP point for overseas spend

Travel

• 5% cashback on contactless transaction
• 1X VIP point for locally spend
• 2X VIP point for overseas spend

Utilites

• 5% cashback on contactless transaction
• 1X VIP point for locally spend
• 2X VIP point for overseas spend

Other Features

• e-Commerce Purchase Protection: Make online purchases using PB Quantum Visa Credit Card and get covered for possible losses up to USD$200 per claim per annum for non-delivery of purchased item after 30 days of scheduled delivery, Wrong or incomplete delivery of purchased item, Physical damage to the delivered item
• Exclusive Flexi-Payment Plan Offer: 1% for 12 months with minimum purchase of RM1,200

Balance Transfer

• Pay over 6 months with interest rate at 0% p.a. and 1.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 9 months with interest rate at 0% p.a. and 2%one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 0% p.a. and 2.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 24 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM2,000 transferred
• Pay over 36 months with interest rate at 0% p.a. and 6.5%one-time upfront handling fee from RM3,000 transferred
• Pay over 48 months with interest rate at 0% p.a. and 9%one-time upfront handling fee from RM5,000 transferred

Easy Payment Plan

PUBLIC BANK FLEXIPAY PLAN

• Pay over 6 months with interest rate at 1.5% one-time upfront handling fee when spend RM 1,000
• Pay over 9 months with interest rate at 2% one-time upfront handling fee when spend RM 1,000
• Pay over 12 months with interest rate at 2.5% one-time upfront handling fee when spend RM1,000
• Pay over 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000
• Pay over 36 months with interest rate at 6.5% one-time upfront handling fee when spend RM3,000
• Pay over 48 months with interest rate at 9% one-time upfront handling fee when spend RM5,000

Eligibility

• Min. age 21 for principal holder
• Free for fee of principal holder
• Min. age 18 for supplementary holder
• Free for first applicants of supplementary holder

Fees and Charges