Maybank Islamic Ikhwan American Express Platinum Card-i

Maybank Islamic Ikhwan American Express Platinum Card-i

Key Features

  • Up to 8% Cashback for every PETRONAS spend on weekends
  • Up to 1%Cashback on weekdays every PETRONAS spend
  • Up to 1X Treatspoint for every RM1 spend on Insurance Providers, Utilities, Education Institutions, 0% Easy pay

Promotion

Groceries

2 TreatsPoints for every RM1 spent

Petrol

1 TreatsPoints for every RM1 spent

Entertainment

2 TreatsPoints for every RM1 spent

Dining
  • 5 TreatsPoints for every RM1 spent overseas
  • 2 TreatsPoints for every RM1 spent locally
Utilities

1 TreatsPoints for every RM1 spent on mobile, fixed line, and Internet charges (via Express Autopay only)

Other Features

  • Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

Balance Transfer

  • Pay over 6 months with interest rate at 0% p.a. and 1.88%one-time upfront handling fee from RM1,000 transferred
  • Pay over 9 months with interest rate at 9% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • Pay over 12 months with interest rate at 0% p.a. and 3% one-time upfront handling fee from RM1,000 transferred
  • Pay over 24 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM 1,000 transferred
  • Pay over 36 months with interest rate at 4.95% p.a. and no one-time upfront handling fee from RM 2,000 transferred

Easy Payment Plan

MAYBANKARD EZYPAY
  • Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
MAYBANKARD EZYPAY PLUS
  • Pay over 6 months with interest rate at 9% p.a. and no one-time upfront handling fee when spend from RM500 to RM30,000
  • Pay over 12 months with interest rate at 9% p.a. and no one-time upfront handling fee when spend from RM500 to RM30,000
  • Pay over 18 months with interest rate at 9% p.a. and no one-time upfront handling fee when spend from RM500 to RM30,000
  • Pay over 24 months with interest rate at 9% p.a. and no one-time upfront handling fee when spend from RM500 to RM30,000

Eligibility

  • Min. age 21 for principal holder
  • Free for fee of principal holder
  • Min. age 18 for supplementary holder
  • Free for fee of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
  • Cash Advance Amount: RM5,000 daily
  • Cash Advance Charge: Higher of RM18 or 5% of cash advance amount
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: 3 years
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