Other Features

• Profit Rate: 3.84% p.a.
• New Base Rate: 3.20 %
• Loan Type: Term Loan
• Lock in Period: None

Eligibility

• Loan Tenure: Up to 35 Years OR Age 70 whichever is lower
• Margin of Finance: Up to 90%+10% MCRE
• Suitable for: Completed & under-construction properties, refinancing
• All Malaysia Citizens can apply Bank Muamalat Home Loan.

Documents

•  Application Form
• NRIC / Identity Card
• Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
• Copy of Individual Title Deed
• Property Valuation Report (for completed properties)
• Latest 3 consecutive months of salary slips / vouchers
• Latest 6 consecutive months of commission statement
• Latest EPF statements (with 3 consecutive months or more transaction history)
• Latest EA form
• Latest 6 months Bank Statement
• Letter of Confirmation of Employment and Remuneration