Promotion

Groceries

• 1.2% unlimited cashback on overseas spending
• 0.5% cashback on spending locally

Petrol

• 1.2% unlimited cashback on overseas spending
• 0.5% cashback on spending locally

Entertainment

• 1.2% unlimited cashback on overseas spending
• 0.5% cashback on spending locally

Shopping

• 1.2% unlimited cashback on overseas spending
• 0.5% cashback on spending locally

Dining

• 1.2% unlimited cashback on overseas spending
• 0.5% cashback on spending locally

Travel

• 1.2% unlimited cashback on overseas spending
• 0.5% cashback on spending locally

Utilities

• 1.2% unlimited cashback on overseas spending
• 0.5% cashback on spending locally

Other Features

Balance Transfer

Easy Payment Plan

CITI PAYLITE

• 6 months with interest rate at 10.57% p.a. and no one-time upfront handling fee when spend RM1,000
• 12 months with interest rate at 9.96% p.a. and no one-time upfront handling fee when spend RM1,000
• 18 months with interest rate at 9.84% p.a. and no one-time upfront handling fee when spend RM1,000
• 24 months with interest rate at 9.85% p.a. and no one-time upfront handling fee when spend RM1,000
• 30 months with interest rate at 9.91% p.a. and no one-time upfront handling fee when spend RM1,000
• 36 months with interest rate at 9.99% p.a. and no one-time upfront handling fee when spend RM1,000
• 48 months with interest rate at 9.99% p.a. and no one-time upfront handling fee when spend RM1,000
• 60 months with interest rate at 9.99% p.a. and no one-time upfront handling fee when spend RM1,000

Eligibility

• Min. age 21 for principal holder
• RM 200 for fee of principal holder (First 3 year free)
• Min. age 18 for supplementary holder
• RM 100 for first applicants of supplementary holder

Fees and Charges