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If you have a property loan, you should consider refinancing your mortgage every now and then. In this article, we will go over the tips of property refinancing. What you need to know First and foremost, it is critical to understand why you are refinancing your home. Knowing your goals makes it easy to determine what to […]
What is CTOS? CTOS is one of the Malaysia’s leading credit reporting agency (CRA). It is regulated by the Ministry of Finance’s Registrar of Credit Reporting Agencies. It collects information about people’s and organisations’ creditworthiness. Moreover, it creates comprehensive credit risk management solutions and services. Financial institutions, telecommunications and insurance companies, SMEs, commercial corporations, law […]
Home loans can be frustrating to apply for a self-employed person. Especially when you are not up to the standards of proving that you are capable of returning the financing provided. Without a steady salary, it is tougher than usual to get a bank loan. However, there are ways to improve your chances of getting a home loan. […]
Too much loan? You may not know that the cost of mortgage, or home loans, can be reduced over the life of a loan through refinancing. By refinancing, interest rates, term, monthly payment are often reduced, just like applying for a new mortgage. While it might not seem logical to cover your previous loan with […]
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