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Step-by-Step: How to Apply for a Personal Loan in Malaysia

Introduction A personal loan is an efficient way to supplement your monthly income and meet your financial goals. Moreover, most banks’ loan application process is straightforward, as you can borrow money and receive the borrowed money in your current account within 24 hours. Even so, personal loan application requirements determine whether the bank approves your […]

Ultimate Guide to Personal Loan Eligibility in Malaysia – Are You Eligible?

Are you struggling in fulfilling your project due to a cash crunch? What are your emergency plans to rescue yourself from the hole? One of the best ways to get the needed money is by applying for a personal loan in Malaysia. Unlike others, personal loans are a bit easy to access if you meet […]

Building Dreams: Personal Loans For Home Renovation In Malaysia

Whether you are ready to sell your house or give it a facelift for the new season, renovating your home is an enormous endeavour. Thus, when considering a home improvement project, financial planning often ranks high on the list of concerns. Considering that current inflation rates are at their highest in years, this holds more […]

Finding the Best Personal Loan Rates in Malaysia: A Comprehensive Guide

A personal loan is a personal financing tool serviced via monthly repayments over a pre-agreed loan tenure. Personal loans have two primary advantages in personal planning. First, unlike car and home loans, you can spend the borrowed money from a personal loan on preferred expenses. Second, personal loans facilitate loan consolidation, earning you a lower […]

Facts You Should Know of Personal Loan in Malaysia

Introduction to Personal Loans Personal loans are one of the most popular financial tools in Malaysia, providing individuals with the opportunity to borrow money for various purposes such as debt consolidation, emergencies, or major purchases. Before applying for a personal loan, it’s essential to understand the various factors involved in the process, including interest rates, […]

How Much Can I Borrow For A Home Loan In Malaysia

If you’re considering buying a house in Malaysia, one of the first things you’ll likely consider is housing loan eligibility. Knowing this information is crucial because it can help you determine what kind of property you can afford and how much you’ll need to save for a down payment. The money you can borrow for […]

How to Calculate Debt Service Ratio

Many people nowadays decide to get a loan for numerous purposes. Whether it be a business loan, a mortgage loan, real estate, health, or other purposes, the number of lenders increases drastically. A study has found that with each year, the debt-to-GDP ratio decreases significantly. That may be because banks nowadays offer numerous benefits and […]

Buying a home in Malaysia? Know your eligibility for a home loan

  Becoming a new property owner comes with many benefits. You can do whatever you like without pressure from the landowners. However, if you cannot purchase a home with cash (especially in today’s economy), you can use a housing loan to help you buy your first property. However, to get loan approval, you must meet […]

EPF savings as collateral for emergency loans won’t involve withdrawals

Prime Minister Datuk Seri Anwar Ibrahim speaks during the World Water Day 2023 celebrations at Stadium Indera Mulia in Ipoh March 11, 2023. ― Picture by Farhan Najib The Malaysian government has taken a step to assist its citizens who are struggling financially due to the ongoing COVID-19 pandemic. The government has approved the use […]

Top 7 Reasons Your Home Loan Application Got Rejected in Malaysia

Mortgage and housing loans in Malaysia are among the most common personal loans for Malaysians. However, most mortgage applications face rejection for various reasons, such as credit card debts, poor credit history, bad credit scores, etc. Fortunately, you can get approved for a mortgage loan with some tech knowledge and financial planning. Gone are the [...]