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Guide to Personal Loan

Nowadays, although most people have some small savings in the bank, there are still moments when they need to borrow money from the bank for emergency liquidity. If you need money for some reason, the quickest way is to get a personal loan from a nearby bank. Before you get it, there are some terms […]

Owning a Credit Card

Credit cards have re-identified the traditional payments as they bring convenience and efficiency to our lives. We can purchase goods and services by just tapping our credit cards. If we know how credit cards work, it will make our lives better. There are some ideas that we have to consider before we apply for our first credit cards.   Understanding […]

eCCRIS Registration is Now Digital

Starting from 18 February 2022, individuals in Malaysia who wish to register with the ECCRIS can do so directly online, no need to visit any branch of Bank Negara Malaysia (BNM) or Credit consulting and Debt Management Agency (AKPK) . According to a new user registration program released by the National Bank, individuals can now […]

EPF Dividend in 2021

The Employees Provident Fund (EPF) expects to declare a dividend of 5.2% to 6.0% in 2021, on the back of rising gross investment and improving capital market performance, the economists said. Commentary by Economist Mohd Afzanizam Abdul Rashid Mohd Afzanizam Abdul Rashid, chief economist of Malaysia’s Islamic Bank BHD, said the dividend could be between […]

3 Tips to Get Out of Bank Negara Blacklist

It is often unpleasant to be in the blacklist of a corporation, especially when it is Bank Negara. We always hear from our customers that they have been blacklisted by Bank Negara. If you have been blacklisted by the CCRIS system, do not panic and note the tips below. Why and How? You may wonder […]

Two Reasons to Get a Credit Report (CCRIS)

We have all been told how important it is to have a decent credit report very often. It is ideal to have a perfect credit score, but even if yours is a bit blemished, the first step to improving it is to figure out what is causing your issues. Your credit report is not only accessible to financial institutions and creditors. You can […]

Choosing the Right Loan for Your Business

Taking out the wrong loan could be disastrous for your company. If your business cannot keep up with the monthly payments, it could put you in deeper debt. It also could also harm your company’s finances and reputation if you default on your small business loan. These may be avoided if you correctly manage your […]

Reasons of Choosing More Than One Bank

Having many accounts in different banks can provide better interest rates as well as other benefits. Here are some reasons why it is beneficial to have more than one bank account: 1. Savings are more secured. Do not deposit all of your earnings into one account. Besides, do not use the same account that you use to […]

How to Prevent Online Scam?

Online scam is the types of frauds that individuals fall prey to the most in this day and age of internet. As a result, it’s critical to understand the fundamentals of avoiding being conned out of our money over the internet. While we know some of you are already aware of these methods, here are […]

What’s SME Loans?

Helping enterprises increase working capital, enterprises can apply for and obtain a low interest fund from Malaysia’s top commercial banks to assist their business turnover and expand business scale. What is SME? SMEs are small and medium-sized enterprises. Refers to a small business relative to a large one in terms of full-time employment or annual […]

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