Lorem ipsum dolor sit amet. At magnam recusandae in nobis animi qui sunt labore et tempora quisquam sit dolores voluptatibus et recusandae minima.
Prime Minister Datuk Seri Anwar Ibrahim speaks during the World Water Day 2023 celebrations at Stadium Indera Mulia in Ipoh March 11, 2023. ― Picture by Farhan Najib The Malaysian government has taken a step to assist its citizens who are struggling financially due to the ongoing COVID-19 pandemic. The government has approved the use […]
Most loan defaulters will now face a blacklist, a low credit rating, late payment penalties, and other circumstances.. However, that is not all of the consequences you will receive. Below are the examples of how banks can punish you if you don’t pay back these types of loans. Consequences of Different Loans 1. Credit Cards or Personal Loans Failure […]
Starting from 18 February 2022, individuals in Malaysia who wish to register with the ECCRIS can do so directly online, no need to visit any branch of Bank Negara Malaysia (BNM) or Credit consulting and Debt Management Agency (AKPK) . According to a new user registration program released by the National Bank, individuals can now […]
The Employees Provident Fund (EPF) expects to declare a dividend of 5.2% to 6.0% in 2021, on the back of rising gross investment and improving capital market performance, the economists said. Commentary by Economist Mohd Afzanizam Abdul Rashid Mohd Afzanizam Abdul Rashid, chief economist of Malaysia’s Islamic Bank BHD, said the dividend could be between […]
It is often unpleasant to be in the blacklist of a corporation, especially when it is Bank Negara. We always hear from our customers that they have been blacklisted by Bank Negara. If you have been blacklisted by the CCRIS system, do not panic and note the tips below. Why and How? You may wonder […]
We have all been told how important it is to have a decent credit report very often. It is ideal to have a perfect credit score, but even if yours is a bit blemished, the first step to improving it is to figure out what is causing your issues. Your credit report is not only accessible to financial institutions and creditors. You can […]
Online scam is the types of frauds that individuals fall prey to the most in this day and age of internet. As a result, it’s critical to understand the fundamentals of avoiding being conned out of our money over the internet. While we know some of you are already aware of these methods, here are […]
3 Main Focus Areas：Recovery、Resilience and Reform Keluarga Malaysia, Makmur Sejahtera Finance Minister Tengku Datuk Seri Zafrul Tengku Abdul Aziz has unveiled Budget 2022 amounting to RM332.1bil, the highest allocation compared with previous budgets. A total of RM23 billion has been allocated for the Covid-19 fund, RM233.5 billion for operational expenditure and RM75.6 billion for development. […]
What is CTOS? CTOS is one of the Malaysia’s leading credit reporting agency (CRA). It is regulated by the Ministry of Finance’s Registrar of Credit Reporting Agencies. It collects information about people’s and organisations’ creditworthiness. Moreover, it creates comprehensive credit risk management solutions and services. Financial institutions, telecommunications and insurance companies, SMEs, commercial corporations, law […]
Show search results